Everything California homeowners need to know about home insurance.
If you’re wondering how home insurance works in California, don’t worry—we have you covered. Today, I had the honor of talking with Frederic Rault, an insurance expert, for an in-depth discussion of everything you need to know about home insurance policies and facts in California.
Feel free to watch the complete video or use the timestamps below to browse through the topics that interest you the most:
0:00 — Introducing today’s topic
0:42 — Insurance recommendations
0:52 — Replacement cost estimates
1:18 — Quality of materials
1:46 — Construction costs increase
2:08 — Extended application costs
2:49 — How to know the total amount of insurance coverage
3:50 — Should you add flood, fire, or earthquake insurance?
4:40 — Understand the value of your belongings
5:26 — Specialized personal property
5:30 — Wrapping up
If you have any questions or need more information, feel free to reach out by calling 858-461-8665. We would be more than happy to help you with your real estate goals. We look forward to talking to you soon!
